BUSINESS INSURANCE

Safeguard Your Business with the Right Protection

As a business owner, you wear many hats. From managing daily operations to planning for the future, your time and energy are stretched across countless priorities. The last thing you should have to worry about is whether your business is properly protected. That’s where we come in. We provide you with the confidence and peace of mind that the business you’ve built is protected by an insurance partner who understands your unique needs and challenges.

Comprehensive Commercial Insurance Tailored to You

Commercial business insurance is more than just a safety net—it’s a strategic investment in your business’s resilience and longevity. A well-crafted policy offers broad protection, addressing risks under a single umbrella. From property damage to employee injuries, we help you stay prepared for life’s unexpected events.

Here’s a closer look at the key components of commercial business insurance:

• Property Insurance: Your business’s physical assets are vital to your operations. Property insurance provides protection for your buildings, equipment, inventory, and other assets in case of damage caused by fire, theft, vandalism, or natural disasters.

• Liability Insurance: Accidents happen, and when they do, your business could face costly claims from customers or third parties. Liability insurance protects you from these claims, covering medical expenses, legal fees, and damages.

• Workers’ Compensation Insurance: Your employees are your most valuable asset. Workers’ compensation insurance ensures they’re covered in the event of work-related injuries or illnesses, providing medical benefits and wage replacement while protecting your business from potential lawsuits.

Why Commercial Insurance Is Essential

Regardless of whether you lease, rent, or own your business premises, commercial insurance is a critical aspect of safeguarding your operations. It’s not just about fulfilling a legal requirement—it’s about ensuring that your hard work isn’t undone by unforeseen circumstances. Without the right protection, a single incident could disrupt your business and strain your finances.

Customized Solutions for Every Business

Every business is unique, and so are its risks. We don’t believe in a one-size-fits-all approach. Our team works closely with you to assess your needs and create a tailored insurance program designed specifically for your business. Whether you run a small startup, a growing enterprise, or an established company, we’ll help you secure the coverage that fits your goals and budget.

More Than an Insurance Policy—A Trusted Partner

When you choose us, you’re not just getting an insurance policy—you’re gaining a partner who is invested in your success. We’ll be there to guide you through every step, from selecting the right coverage to filing claims, ensuring you get the support you need when it matters most.

Your business is your livelihood and your legacy. Protect it with confidence. Contact us today to learn how we can create a customized commercial insurance plan that empowers you to focus on growing your business, knowing you’re covered for whatever comes your way.

Wayne Lilly Insurance provides the following types of business insurance protection:

• Builders' Risk Insurance

• Business Interruption Insurance

• Business Owners Package Insurance

• Cargo Insurance

• Commercial Auto Insurance

• Commercial Earthquake Insurance

• Commercial Property Insurance

• Commercial Trucking Insurance

• Commercial Umbrella Insurance

• Contractor's General Liability Insurance

• Cyber Liability Insurance

• Directors and Officers Liability Insurance

• Employment Practices Liability Insurance (EPLI)

• Farm / Agribusiness Insurance

• Garage Insurance

• General Liability Insurance

• Hotel & Motel Hospitality Insurance

• Key Person / Employee Insurance

• Kidnap & Ransom Insurance

• Liquor Liability Insurance

• Manufacturers Insurance

• Medical Malpractice Insurance

• Non-Profit Insurance

• Product Liability Insurance

• Professional Liability (Errors & Omissions) Insurance

• Restaurant & Bar Insurance

• Special Event Insurance

• Surety Bonds

• Technology Insurance

• Vineyard & Winery Insurance

• Wholesalers & Distributors Insurance

• Workers' Compensation Insurance

Wayne Lilly Insurance serves cities throughout Texas, including:

Houston Area: Aldine, Alvin, Angleton, Atascocita, Baytown, Beaumont, Bellaire, Channelview, Cinco Ranch, Conroe, Crosby, Deer Park, Dickinson, Friendswood, Galena Park, Galveston, Houston, Humble, Huntsville, Katy, Kemah, Klein, La Marque, La Porte, League City, Mission Bend, Missouri City, Montgomery, Pasadena, Pearland, Richmond, Rosenberg, Seabrook, Sienna Plantation, South Houston, Spring, Stafford, Sugar Land, Texas City, The Woodlands, Tomball, Webster, West University and more.

Dallas/Fort Worth Metroplex: Addision, Allen, Arlington, Bedford, Benbrook, Carrollton, Cedar Hill, Colleyville, Coppell, Dallas, Denton, DeSoto, Duncanville, Euless, Farmer’s Branch, Flower Mound, Fort Worth, Frisco, Garland, Grand Prairie, Grapevine, Haltom, Highland Park, Hurst, Irving, Kaufman, Keller, Lewisville, Little Elm, Mansfield, McKinney, Mesquite, North Richland Hills, Plano, Richardson, Rowlett, Sachse, Southlake, Terrell, The Colony, University Park, Wylie and more.

Austin Area: Austin, Buda, Cedar Park, Canyon Lake, Driftwood, Dripping Springs, Georgetown, Kyle, Leander, Lockhart, New Braunfels, Pflugerville, Round Rock, San Marcos, Seguin, Spicewood, and more.

San Antonio: Boerne, Bulverde, Cibolo, Helotes, New Braunfels, San Antonio, Spring Branch, Seguin, and more.